Can I Get Home Insurance with Certain Dogs?
August 22nd 2009 17:44
It is a big misconception that if you have certain dog breeds that there is just no way that you can get insurance for your home. Well, it's just not true, and I don't care if you have a Pit Bull, German Shepherd, Akita, Boxer, Great Dane, or even a wolf hybrid. You can get home owner's insurance.
Some insurance companies may not give you full liability coverage, but if you know where to look, you can get full coverage.
St. Farm offers full home insurance no matter what do breed you have. They do not blacklist any dog just because of its breed, unless you live in Ohio, and that's because the state deems Pit Bulls as vicious dogs. But, other than in Ohio, St. Farm will give you full liability home insurance.
Most insurance companies pay more attention to your dogs individual history than what breed he may be. If you have a lab that has attack someone or something before, you are typically less likely to get full coverage when compared to a Rottweiler that has no "criminal history."
You can get full coverage insurance at regular price if you just know where to look. Now, that's not to say that all insurance companies will offer full coverage for regular price. You just have to find the one that will. That does not mean lie to the insurance company; be honest and up-front.
For more information about which dog breeds can be found on home insurance blacklists for some companies, as well as other information about getting home insurance no matter your dog, check out: Home Owners Insurance for Dog Owners. You will also find information about preventing dog accidents on your property, whether with other animals or with people.
Some insurance companies may not give you full liability coverage, but if you know where to look, you can get full coverage.
St. Farm offers full home insurance no matter what do breed you have. They do not blacklist any dog just because of its breed, unless you live in Ohio, and that's because the state deems Pit Bulls as vicious dogs. But, other than in Ohio, St. Farm will give you full liability home insurance.
Most insurance companies pay more attention to your dogs individual history than what breed he may be. If you have a lab that has attack someone or something before, you are typically less likely to get full coverage when compared to a Rottweiler that has no "criminal history."
You can get full coverage insurance at regular price if you just know where to look. Now, that's not to say that all insurance companies will offer full coverage for regular price. You just have to find the one that will. That does not mean lie to the insurance company; be honest and up-front.
For more information about which dog breeds can be found on home insurance blacklists for some companies, as well as other information about getting home insurance no matter your dog, check out: Home Owners Insurance for Dog Owners. You will also find information about preventing dog accidents on your property, whether with other animals or with people.
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